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BOOK NOW AND ENJOY 12 MONTHS INTEREST FREE

When it comes to your travel arrangements, we know that flexibility is important. Insight Vacations has partnered with Zip to give you additional payment options.

Book your next holiday now and pay it off with a Zip Money flexible payment plan, where you can enjoy up to 12 months interest free payments. Your booking will also receive our Flexibility Promise allowing you to change your Insight Vacations travel plans up to 60 days before travel. In addition, take advantage of our Early Payment Discounts and book today with Insight Vacations and Zip!

For Purchases Over $1,000


ACCOUNT LIMIT

$1,000 to $20,000 subject to credit approval from Zip Money

INTEREST FREE PERIOD

No interest for up to 12 months^

SET UP FEE

$49 - 99

LATE FEE

Learn more about Zip Money late fees here.

MINIMUM REPAYMENTS

Will vary to reflect the credit amount - see example below#

PAYMENT FREQUENCY

Flexible - Weekly, fortnightly or monthly

ACCOUNT FEE

$6/month where there is an outstanding balance

^Current rate of 19.9% on outstanding balance after interest free period expired

# $5,000 credit requires a $80 minimum monthly repayment or 1.5% of the outstanding balance, whichever is greater.

FREQUENTLY ASKED QUESTIONS

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Zip credit requirements, you must:

  • Be 18 years old.
  • Be an Australian citizen or permanent resident.
  • Be employed and receiving regular income (certain pensions may also be accepted).
  • Have a good credit history.
  • Have your own valid and verifiable email address and mobile number.
  • Be a homeowner/homebuyer for credit applications of $5,000 or over.
  • Read more here for information on who can apply for Zip Money.

How to use Zip:

  • Simply apply online (takes approximately 5 minutes).
  • Create a Zip account.
  • Choose the appropriate credit level and complete your application.
  • You will receive an approval or decline notification.
  • Select Zip at checkout.
  • Log into your account to set up a repayment schedule to suit your financial position.

Fees & interest:

  • Zip Money is interest free, if you pay off your credit within the interest free period.
  • Standard interest rate of 21.9% applies after the interest free period.
  • The $7.95 monthly account fee is waived if you pay your balance by the due date.
  • If there's nothing owing on your account, there's nothing to pay and no fees.

Repayments:

  • Choose from weekly, fortnightly or monthly payments to match your financial position.
  • Monthly repayments will vary based on your account's credit level.

Changes & refunds:

  • Insight Vacations pays Zip Money a merchant fee per transaction.
  • Any changes or cancellations to your Insight Vacations travel arrangements do not affect your credit agreement with Zip Money.
  • Standard Insight Vacations cancellation and change of booking policies will apply. Please find full details here. If you are entitled to a full or partial refund, this amount will be credited to your personal bank account by Insight Vacations. You will be responsible for fulfilling your credit arrangements with Zip Money.
  • Read more here about repayments, interest and fees for Zip Money

Terms & Conditions: Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the contractual rate, currently 19.9%. A $6 monthly account fee applies. A one-off establishment fee may apply. Available to approved applicants only. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).

For full Terms & Conditions please visit zip.co/terms

Contact Zip or CALL 02 8294 2345

ALL THE SIGHTS AND THE INSIGHTS, UP CLOSE AND PERSONAL, IN COMFORT AND IN STYLE